Join Date: Jul 2008 ... Since then, I've been able to make payments just prior to the Letter of Intent expiration, and am not being reviewed for an in house on my FHA due to temporarily medical hardship. Still waiting for answer from my OOP ... I asked for the mortgage. I wanted the mortgage. I signed the mortgage. I don't recall any clauses that said if you rupture your achilles and can't work for months, we'll cut you some slack. I'll be fortunate if I am granted a mod. ...

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Would not matter I been here Months and months ago and still in the same boat with Citi...If you have an FHA loan look for a long run. Been Resubmitted 6 Times NACA GAVE UP NACA To Do Something With Citi STREAMLINE FHA MORTGAGE 07/22/ ...

I called the PMI company (MGIC) and they were the only ones able to at least get BofA to acknowledge the short sale. MGIC e-mailed BofA and asked them what the status was. THEN BofA e-mailed/called me on a Friday afternoon and told me I had 24 ... I don't understand why BofA would want a property to sit vacant - not earning them anything, when it could be sold for 85% of my mortgage balance. My realtor has closed several orther short sale in the time BofA has had this. ...

I am completely confused on how to calculate my net income, if I still haven't filed my 2009 tax returns, and using 2008 net will be inaccurate, first because of the loss of income I am experiencing in 2009, and second because I have a newborn child in 2009, .... That includes mortgage, taxes, insur., and HOA of you have it. If you show too little, they'll say you don't make enough, if you show too much, you make too much. Net means before you pay your quarterly taxes. ...

Sounds crazy but it is true. There is no limit to the amount of times you can submit a loan modification application. Just don't make any changes to expenses that show up on your credit report. For example, if your car payment is $250 per month, you cannot .... or my loan modification company have to look for different modification program from the lender instead of governement modification program ? note: my current mortgage is FHA loan already. please advise. thanks, ...

I'm not willing to live in this hell anymore. HSBC can have the house. I'm no longer participating in their criminal and immoral activities, and they can kiss my azz. I'm truly sorry to hear this but you need to make the best move for you and .... I told her I don't have the money to pay it because HSBC won't modify my mortgage. She said, "Well, we have a customer service department to help you with that," like she was revealing a secret. Yea, I know all about their help. ...